People flock to Florida in the winter to avoid the cold and snow. Little do they realize they may be jumping from the frying pan into the fire. From May 15th until November 30th, Florida experiences “Hurricane Season.” This is when the panhandle gets bombarded with tropical storms, flooding and high winds. These storms can wreak a lot of havoc and disrupt your life. If you have experienced any sort of loss due to a hurricane, you may need the services of a personal injury attorney.
It’s ironic that when different areas of the country suffer a natural catastrophe, people all over get together and raise funds to help those affected. We saw it with Hurricane Katrina and we are seeing it now with the wildfires in California. However, while these do-gooders are sending money, a lot of insurance companies and other agencies are making it difficult to get the help we deserve.
Insurance Claims in Florida May Be Denied Following a Hurricane
Whether you own a home or business in Florida, you are required to maintain property insurance. Most areas require you to obtain flood insurance as well. This is because residents in Florida have suffered financially devastating hurricanes over the year. If you suffer property damage during a hurricane, you should be entitled to file an insurance claim.
Sometimes, your insurance company will deny your claim. They may do this for a variety of different reasons, including:
- Your policy was not paid up to date
- The company believes the damages were caused prior to the storm
- Your estimate is too high
- The insurance company doesn’t believe you did what was required to mitigate damage to your property
If your insurance claim is denied, you need to contact a personal injury attorney in Fort Walton Beach. He can help appeal your claim and negotiate a settlement with the insurance company.
Always Follow Emergency Instructions Before, During and After a Hurricane
We understand how important your home or business is to you. However, they are worth nothing if you aren’t around to enjoy them. It is always important that you follow any emergency instructions given before, during and after a hurricane. Some of these instructions are:
- Have a family emergency plan in place
- Always abide by mandatory evacuation plans
- Keep safety equipment such as flashlights, tarps, batteries, and canned goods nearby
- Take advantage of safe havens offered by your community
- Safeguard your home with boards, sand bags and tape as instructed
- Keep children and pets inside at all times during a hurricane
- Don’t drive unless it is a medical emergency
If you take these precautions, you have the best chances of keeping you and your family safe. Always remember to review local ordinances and suggestions prior to the start of any major storm in Fort Walton Beach, Florida.
Contact a Personal Injury Attorney in Fort Walton Beach, Florida
If you have suffered damages in a hurricane, you may need to contact a personal injury attorney in Fort Walton Beach, Florida. Your lawyer can help negotiate with your insurance company following a hurricane. The important thing is that you are patient and keep your priorities in order. Personal safety of you and your family is more important than anything else!
Contact a personal injury lawyer today to schedule your initial consultation. The consultation is FREE and you pay nothing until you settle your claim.