Car accidents can be devastating, both physically and financially. Understanding the process of how medical bills are paid following a car accident is essential for managing any potential financial fallout. For many, insurance will cover any hospital and doctor bills associated with your injuries. It is essential to have an experienced car accident lawyer who can review your case and help ensure that you are adequately compensated for all your losses, even if the insurance does not cover them.
Possible Medical Expenses After a Car Accident
Following a car accident, you could be faced with expensive medical bills, and you may wonder how you’re going to pay them, especially if you’re out of work recovering from your injuries.
Types of Medical Bills
- Doctor visits
- Emergency room treatment
- Hospital stays
- Surgical procedures
- Physical therapy
- Prescription medications
Depending on your situation, you may be able to receive compensation for these costs from either your own insurance or the at-fault party’s insurance. Additionally, if another driver’s negligence caused the accident, you may be able to seek additional compensation for damages such as pain and suffering, lost wages, and future medical expenses.
Calculating Future Medical Expenses
Future medical expenses after a car accident are generally calculated by looking at the total projected cost of treatment for the injury sustained. This includes current medical bills and any future treatments or therapies that may be required. When seeking compensation for these costs, it is important to have complete information about all of your injuries and any future medical needs associated with the accident.
Options for Compensation Through Insurance
- Personal injury protection insurance (PIP). In the state of Florida, all drivers are required to purchase a certain amount of PIP coverage. PIP insurance typically covers 80 percent of medical bills for you and any passengers in your vehicle up to a certain limit. It also covers lost wages, childcare costs, and other expenses related to your injury. You must file a PIP claim with your insurance provider to receive these benefits.
- At-fault driver's liability insurance. If another driver caused the accident, you might be able to pursue compensation from their liability insurance. This type of coverage is designed to pay for any damages or injuries caused by the at-fault driver. You must file a liability claim with the other driver's insurance company to receive these benefits.
- Personal injury lawsuit. If the at-fault driver does not have sufficient insurance coverage, another option is filing a personal injury lawsuit to seek compensation for all accident-related medical costs.
Contact Browning Law Firm Today
If you were involved in a car accident in Florida and have concerns about how to pay your medical bills, consult Browning Law Firm today. We can determine what damages you are entitled to and will fight for a fair settlement. There are never any legal fees unless we win your case. To schedule an appointment, fill out our convenient online contact form, or call our office at (850) CALL-COY.