Our client, a healthy and active 65 year old woman, was traveling north on a four lane divided highway in her Toyota Prius when an uninsured Crown victoria traveling east ran a stop sign which resulted in our client's car striking the side of the Crown Victoria.
Although the airbags deployed in our client's Prius, the impact was with such force that it fractured our client's neck at the C1-C2 level.
Our client underwent emergency neck surgery and, although, she made a miraculous recovery, she sustained some permanent motor skill impairment. Fortunately, our client carried $1,000,000 in uninsured motorist coverage. Based on the clear liability of the other driver, and the significant injury to our client, demand was made to our client's insurer for the full $1,000,000.
However, the insurer only offered $500,000 claiming the case was not worth $1,000,000.00. We refused to take any amount less than the $1,000,000 policy limits and filed a lawsuit against our client's uninsured motorist carrier. After preparing the case for trial by taking depositions and retaining an expert to testify to the costs of lifetime medical care, the uninsured motorist carrier finally agreed to pay the $1,000,000 policy limits. Although this money will not return our client to the excellent health she enjoyed prior to the crash, maybe this financial recovery can make her life just a little easier. (Matter ID: 17-3547)