Yes, an insurance company can watch you after your crash with a truck. No one wants to be spied on, and being followed makes many people very uncomfortable. But the insurance company wants to resolve your truck accident injury claim for as little money as possible. Accordingly, it will likely try to prove that you are not as hurt as you claim. One way the insurance company may try to lower your claim is to catch you doing something inconsistent with your stated injuries. However, the insurance company doesn’t have unlimited rights to surveillance.
What the Insurance Company Can and Can’t Do
The insurance company can only use surveillance in specific ways. For example, the insurance company can:
- Follow you around. A private investigator may follow you around to try to catch you doing something inconsistent with your injury. The investigator may take pictures or videos of you. Many private investigators are very good at their jobs, and you may not be aware that you are being watched when you are in public places.
- Monitor your social media sites. You should expect the insurance company to closely monitor your social media sites such as Snapchat, Facebook, Twitter, and Instagram. Insurers are looking to see if any pictures are posted, posts are made, comments are left, or locations are visited that could hurt your claim.
- Search the internet. In addition to social media monitoring, the insurer may periodically search the internet to see if there are any articles or pictures of you on blogs, websites, or newspaper articles.
- Do a background check. Some insurers may dig into your past to see if they can find anything that might hurt your current claim. They could, for example, look at your driving record or criminal record. While you can’t change those things now, it is critical to let your truck accident lawyer know about anything in your past that could turn up in a background check.
However, the insurance company cannot enter your home, use illegal methods to get your health records, or spy on you when you are inside a private building.
Be Aware of Insurance Company Surveillance
Since insurance company surveillance is possible, it is essential to protect yourself from any unreliable information those watching may misconstrue from their surveillance. The easiest way to protect yourself is to be honest about your injuries and to act in accordance with your doctor’s orders.
For more tips about how to protect your truck accident recovery, please contact an experienced Florida truck accident lawyer for a free consultation. Attorney Coy H. Browning will advise you every step of the way to help you avoid making a serious mistake.